The TFSA can be an very powerful tool for wealth generation. Investment income earned inside your TFSA (interest, dividends, and capital gains) do not create an income tax liability.  Gains are truly tax-free.

Several times a year, I receive questions from clients about adding an adult child as a joint owner of their assets.  This could be bank accounts, investment accounts, or even as a joint owner of their home. 

Is scrapping DSCs from segregated funds the right path forward?

The TFSA can be a very powerful tool for wealth generation. Investment income earned inside your TFSA (interest, dividends, and capital gains) do not create an income tax liability. Gains are truly tax-free.

Having a good financial plan in the event of a critical illness is crucial.

No one wants to run out of money during retirement. That is why the most common question I get asked is, “do I have enough?”

Lorenzo Pederzani explains why communication is vital and how he's grown his book during the pandemic.

Lorenzo Pederzani is no stranger to changing direction as new situations demand.

Don’t ignore expenses you know are coming (new roof, new car).

How does your advisor pick which clients receives the first phone call when the next 2008 happens?

Sequence risk becomes a big problem once you start withdrawing from your portfolio.